I've been told something and I'd like to check if it is true.
When you book travel insurance, they seem to offer you a whole year for very little extra money. So, it seems like a good deal to go for the whole year.
But, someone told me that if you go for the whole year, the starting date of the insurance will become the day that you travel on the trip that you're booking. Or, at least that it defaults to that and therefore many people will leave it as such.
Which means that if anything happens before the day of travel that stops you from travelling, then it's not covered. And people who can't travel generally do so for reasons that happen before the day of travel.
Is this realistic? Or just a rumour?